For now, Jacob takes out small loans so he can purchase important pieces of equipment for his future barber shop, bit by bit. He first heard about QWIKLOAN from a text message sent to him by MTN.
Besides using credit to invest in equipment for his future barber shop, Jacob also takes out the occasional loan to send money to his mother when she asks for assistance. Having access to small, short-term loans has not only enabled Jacob to settle matters at home when there are unexpected expenses, but also to plan ahead for the life he dreams of. “I believe my barber shop will become something big,” he says, “I have hope for the future.”